Care Homes Insurance

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  • Terms & Conditions

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Do I need care home insurance?

If you own or manage a care home, you will not only need typical business cover, but also additional protection that is specific to the care homes industry. Simply put, standard business insurance doesn’t include vital protection against the risks of the care industry which could leave your service users, staff and business vulnerable to things like:

 

Medical malpractice

Cover protecting against claims if a staff member was to administer the wrong medication

 

Infectious disease

Cover against break out of infections

Care Home rs

Inflexible liability cover

While most policies will include public liability cover as standard there are times when you may need to temporarily or permanently raise this limit in order to tender for a public contract. Try to find a policy which offers you flexible limits meaning you can raise (and lower) the amount you’re covered by. This will stop you from missing out on quality contracts that require higher levels of liability

 

Loss of residents contents

Personal belongings, valuables and money belonging to your residents

 

What do we offer?

Here at Milestone, we work in partnership with the UK’s most respected care home insurers to offer all-inclusive packages that comply with Care Quality Commission standards in England, Scotland and Wales. Here is a list of some of the care organisations that could benefit from a care home insurance policy.

  • Elderly residential
  • Elderly with nursing
  • Dementia
  • Retirement villages
  • Adults with learning difficulty
  • Adults physical disability
  • Adults mental health
  • Adults supported living

 

Our policy cover includes: