Restaurants & Takeaways Insurance

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Running a restaurant of any kind is challenging enough without having to worry about things like loss of income or property damage. Adequate restaurant or takeaway insurance can help reduce these worries and help you concentrate on your food and customers. Restaurants face a wide range of risks every day, and each business is unique. Our restaurant and takeaway insurance policies include cover for:


Who needs restaurant or takeaway insurance?

All restaurants and food related businesses should have some type of restaurant or takeaway cover to stay protected. Examples of the different types of businesses we cover include:


  • Takeaways
  • Restaurants
  • Juice Bars
  • Cafés
  • Coffee Shops
  • Mobile caterers
  • Deli’s


Business owner’s policy

A Business Owners Policy (BOP) could provide various protections for restaurants including liability insurance, property insurance and loss of income. Restaurant owners have a number of liability risks to consider. Restaurant insurance costs far less than a serious lawsuit might, so it can be a good investment.


Employers liability insurance

Employers’ liability insurance covers your legal liability if an employee makes a claim against you or your business. If your business employs people, it is a legal requirement to own employers’ liability insurance with cover of at least £5 million. Visit our liabilities page for more info.


Restaurant and takeaway insurance for vehicles

We don’t provide cover for vehicles delivering takeaways to customers.


See what you could save

We offer cover for public, products and employers liability and can extend your policy to include optional extras such as loss of licence and furniture and equipment damage for outside caterers. Call us today and see how we can help you find the right, bespoke insurance cover for your catering establishment, at competitive prices.


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