HGV Insurance

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Our professional and friendly staff have years of experience in commercial motor insurance and as a haulage specialist are able to look for the right policy for you. If your vehicle weighs more than 3.5 tonnes then HGV insurance is essential. Whether you run a business with several vehicles and require HGV fleet insurance, or are a sole trader who requires a single policy, it is important you are correctly covered at all times. No matter whether you run a business moving your own stock, or if you are a business transporting other businesses goods or assets for them, you must have cover for your vehicle and the items that you are carrying.


What does HGV Insurance include?

A typical insurance policy can include:

  • HGV fleet insurance
  • Claims management cover
  • Optional European cover
  • Protected no claims bonus
  • Own goods or hire and reward usage options
  • Personal effects cover
  • Legal cover
  • Breakdown cover (subject to policy)
  • Introductory discounts
  • Any driver cover options

HGV rs

Here at Milestone, we know that everyone’s insurance needs are different and therefore everyone’s insurance should be a reflection of their own needs – relying on a policy which is not specific to you could result in claims being refused, so please talk to us and make sure you are covered for all eventualities.

When it comes to HGV insurance, the details of precisely what you or your business does can have a significant impact on your insurance policy. That’s why you need a specialist insurance broker on your side. For example, you may carry frozen or refrigerated food. If the vehicle broke down or the refrigeration failed, you may be held liable for the goods being rendered unusable. It might be that you carry very high value goods and so again your policy needs to reflect the exact nature of the risk.

Cover can also be arranged for:


Not sure which cover you require?

Call us directly on 0113 259 3679 for a quote today. Our team of dedicated sales experts will take you through the process of setting up your new HGV insurance policy from quote to inception. We will also be here to offer any advice or help you may need after you have taken out your policy with us.


We can quote on the following vehicles:

  • Articulated
  • Concrete mixers
  • Exhibition units
  • Horse boxes
  • Mobile libraries
  • Ice cream vans
  • Mobile shops
  • Rigid
  • Skip loaders
  • Skeletal
  • Tankers
  • Trailers
  • Car transporters
  • Bulk carriers & low loaders


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